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Money Lending - Frequently Asked Questions: *What is a cash advance or payday loan?* A cash advance or payday loan is a short-term loan used to cover unexpected expenses. *Is it easy to qualify for an advance on my paycheck?* If you meet the following requirements, you are eligible for a payday advance: 18 years of age US citizen Currently employed Make at least $1000 per month Valid checking or savings account Direct deposit *Is my information secure?* Our site uses a variety of security methods to maintain your privacy. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology. *Can I qualify for a loan if I have declared bankruptcy?* Yes, you can still qualify for a loan if you have declared bankruptcy. *Do I have to provide any documents when I apply for a cash advance or payday loan?* We typically do not require any faxing. Just apply via our online application and you are on your way to getting your cash advance! *Can I have more than one payday loan at a time?* No, you must pay back your current payday loan before we can issue another cash advance. *Is there a fee when I apply for a cash advance?* We do not charge a fee when you apply for a cash advance or payday loan. *What happens if I cannot repay my loan on the due date?* Please contact us before your due date so that we can refinance your loan, where state law allows. If your account has insufficient funds when we withdraw your loan on your due date, any fees that are incurred by us will be passed on to you. *How do I repay my payday loan?* We withdraw the loan amount plus a fee directly from your checking account on your next payday, which is typically between seven and eighteen days. *How long does it take to get a cash advance?* Complete our online payday loan application. Once you have been approved, funds are transferred to your account via ACH within 24 hours. *Can I repay my loan early?* You may pay back your loan early with no prepayment penalty. You may also be entitled to a portion of the finance fee as well.

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Get a Payroll Advance Today!

Home Cash Advance Learning Center Frequently Asked Questions Privacy Policy Apply Now

Money Lending - Frequently Asked Questions:

What is a cash advance or payday loan?
A cash advance or payday loan is a short-term loan used to cover unexpected expenses.

Is it easy to qualify for an advance on my paycheck?
If you meet the following requirements, you are eligible for a payday advance:

18 years of age
US citizen
Currently employed
Make at least $1000 per month
Valid checking or savings account
Direct deposit

Is my information secure?
Our site uses a variety of security methods to maintain your privacy. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.

Can I qualify for a loan if I have declared bankruptcy?
Yes, you can still qualify for a loan if you have declared bankruptcy.

Do I have to provide any documents when I apply for a cash advance or payday loan?
We typically do not require any faxing. Just apply via our online application and you are on your way to getting your cash advance!

Can I have more than one payday loan at a time?
No, you must pay back your current payday loan before we can issue another cash advance.

Is there a fee when I apply for a cash advance?
We do not charge a fee when you apply for a cash advance or payday loan.

What happens if I cannot repay my loan on the due date?
Please contact us before your due date so that we can refinance your loan, where state law allows. If your account has insufficient funds when we withdraw your loan on your due date, any fees that are incurred by us will be passed on to you.

How do I repay my payday loan?
We withdraw the loan amount plus a fee directly from your checking account on your next payday, which is typically between seven and eighteen days.

How long does it take to get a cash advance?
Complete our online payday loan application. Once you have been approved, funds are transferred to your account via ACH within 24 hours.

Can I repay my loan early?
You may pay back your loan early with no prepayment penalty. You may also be entitled to a portion of the finance fee as well.